Create issuer refunds
/issuer-refundsRefund a captured issuer transaction, naming it by selector rather than by identifier.
Permissions
issuerTransactions:orchestrateRequires the `orchestrate` action on `issuerTransactions` for the supplied runtime context
Request body
This body is a tagged shape: type is always "IrfndCmdCreate". Send it; more variants can be added, and a caller that switches on it keeps working when they are.
typetype = "IrfndCmdCreate"typeName it by the card and your own reference for the purchase.
cardReferencestringrequiredThe card the authorisation was made on.
Example your-own-reference
referenceTransactionIdstringrequiredYour own reference for the transaction, as sent when it was made.
Example your-own-reference
merchantIdstringrequiredExample mcht_9f2Kd8QpLzXw
Name it by the card number and your own reference for the purchase.
panstringrequiredThe card PAN, digits only.
referenceTransactionIdstringrequiredYour own reference for the transaction, as sent when it was made.
Example your-own-reference
merchantIdstringrequiredExample mcht_9f2Kd8QpLzXw
An amount in minor current units of a given currency.
typeenumrequiredIsoCurrencyAmountminorCurrencyUnitsinteger (int64)requiredThe amount in minor currency units (e.g. cents for AUD).
Example 1250
currencyIsoCurrencyrequiredThe currency of the given amount as a 3 letter ISO code.
AFNDZDARSAMDAWGAUDAZNBSDBHDTHB+156 moreShow fewer
PAB, BBD, BYR, BZD, BMD, VEF, BOB, BRL, BND, BGN, BIF, CAD, CVE, KYD, XOF, XAF, XPF, CLP, COP, KMF, CDF, BAM, NIO, CRC, HRK, CUP, CZK, GMD, DKK, MKD, DJF, STD, DOP, VND, XCD, EGP, SVC, ETB, EUR, FKP, FJD, HUF, GHS, GIP, HTG, PYG, GNF, GYD, HKD, UAH, ISK, INR, IRR, IQD, JMD, JOD, KES, PGK, LAK, KWD, MWK, AOA, MMK, GEL, LBP, ALL, HNL, SLL, LRD, LYD, SZL, LSL, MGA, MYR, MUR, MXN, MXV, MDL, MAD, MZN, BOV, NGN, ERN, NAD, NPR, ANG, ILS, TWD, NZD, BTN, KPW, NOK, PEN, MRU, PKR, MOP, TOP, CUC, UYU, PHP, GBP, BWP, QAR, GTQ, ZAR, OMR, KHR, RON, MVR, IDR, RUB, RWF, SHP, SAR, RSD, SCR, SGD, SBD, KGS, SOS, TJS, SSP, LKR, SDG, SRD, SEK, CHF, SYP, BDT, WST, TZS, KZT, TTD, MNT, TND, TRY, TMT, AED, UGX, COU, CLF, UYI, USD, USN, USS, UZS, VUV, CHE, CHW, KRW, YER, JPY, CNY, ZMW, ZWL, PLN
referenceRefundIdstringYour own identifier for this refund, so a retry is not a second refund.
Example your-own-reference
metadatamap of any JSON valueFree-form data the platform stores and returns untouched. Values may be nested objects and arrays.
curl -X POST https://api.tst.au.apgpay.dev/issuer-refunds \
-H "Authorization: Bearer $API_KEY" \
-H "Content-Type: application/json" \
-d '{
"type": "IrfndCmdCreate",
"selector": {
"type": "ItxnSelectorCardReference",
"cardReference": "your-own-reference",
"referenceTransactionId": "your-own-reference",
"merchantId": "mcht_9f2Kd8QpLzXw"
},
"amount": {
"type": "IsoCurrencyAmount",
"minorCurrencyUnits": 1250,
"currency": "AUD"
},
"referenceRefundId": "your-own-reference",
"metadata": {
"yourKey": {}
}
}'Responses
The response is a typed union.
typetype = "IrfndOutcomeCreated"A refund issued against a card authorisation.
typeenumrequiredItxnRefundAttributesrefundIdRfndIdrequiredIdentifier of a refund.
Example rfnd_9f2Kd8QpLzXw
referenceRefundIdstringYour own reference for the refund.
Example your-own-reference
statusItxnRefundStatusrequiredAuthorisedPublishedUnknownWhat came back, and the tax within it. In the single currency given here.
typeenumrequiredItxnRefundAmountsAttributescurrencyIsoCurrencyrequiredAFNDZDARSAMDAWGAUDAZNBSDBHDTHB+156 moreShow fewer
PAB, BBD, BYR, BZD, BMD, VEF, BOB, BRL, BND, BGN, BIF, CAD, CVE, KYD, XOF, XAF, XPF, CLP, COP, KMF, CDF, BAM, NIO, CRC, HRK, CUP, CZK, GMD, DKK, MKD, DJF, STD, DOP, VND, XCD, EGP, SVC, ETB, EUR, FKP, FJD, HUF, GHS, GIP, HTG, PYG, GNF, GYD, HKD, UAH, ISK, INR, IRR, IQD, JMD, JOD, KES, PGK, LAK, KWD, MWK, AOA, MMK, GEL, LBP, ALL, HNL, SLL, LRD, LYD, SZL, LSL, MGA, MYR, MUR, MXN, MXV, MDL, MAD, MZN, BOV, NGN, ERN, NAD, NPR, ANG, ILS, TWD, NZD, BTN, KPW, NOK, PEN, MRU, PKR, MOP, TOP, CUC, UYU, PHP, GBP, BWP, QAR, GTQ, ZAR, OMR, KHR, RON, MVR, IDR, RUB, RWF, SHP, SAR, RSD, SCR, SGD, SBD, KGS, SOS, TJS, SSP, LKR, SDG, SRD, SEK, CHF, SYP, BDT, WST, TZS, KZT, TTD, MNT, TND, TRY, TMT, AED, UGX, COU, CLF, UYI, USD, USN, USS, UZS, VUV, CHE, CHW, KRW, YER, JPY, CNY, ZMW, ZWL, PLN
amountMinorUnitsrequiredAn amount in the minor units of the currency given by the enclosing object's currency field.
Example 1250
taxMinorUnitsAn amount in the minor units of the currency given by the enclosing object's currency field.
Example 1250
taxTypestringWhat the tax is called, GST.
taxRatenumberThe rate the tax was charged at, as a decimal, 0.1 is 10%.
Example 0.9412
The amount before currency conversion, where the refund was converted. Genuinely in another currency, so it carries its own.
typeenumrequiredIsoCurrencyAmountminorCurrencyUnitsinteger (int64)requiredThe amount in minor currency units (e.g. cents for AUD).
Example 1250
currencyIsoCurrencyrequiredThe currency of the given amount as a 3 letter ISO code.
AFNDZDARSAMDAWGAUDAZNBSDBHDTHB+156 moreShow fewer
PAB, BBD, BYR, BZD, BMD, VEF, BOB, BRL, BND, BGN, BIF, CAD, CVE, KYD, XOF, XAF, XPF, CLP, COP, KMF, CDF, BAM, NIO, CRC, HRK, CUP, CZK, GMD, DKK, MKD, DJF, STD, DOP, VND, XCD, EGP, SVC, ETB, EUR, FKP, FJD, HUF, GHS, GIP, HTG, PYG, GNF, GYD, HKD, UAH, ISK, INR, IRR, IQD, JMD, JOD, KES, PGK, LAK, KWD, MWK, AOA, MMK, GEL, LBP, ALL, HNL, SLL, LRD, LYD, SZL, LSL, MGA, MYR, MUR, MXN, MXV, MDL, MAD, MZN, BOV, NGN, ERN, NAD, NPR, ANG, ILS, TWD, NZD, BTN, KPW, NOK, PEN, MRU, PKR, MOP, TOP, CUC, UYU, PHP, GBP, BWP, QAR, GTQ, ZAR, OMR, KHR, RON, MVR, IDR, RUB, RWF, SHP, SAR, RSD, SCR, SGD, SBD, KGS, SOS, TJS, SSP, LKR, SDG, SRD, SEK, CHF, SYP, BDT, WST, TZS, KZT, TTD, MNT, TND, TRY, TMT, AED, UGX, COU, CLF, UYI, USD, USN, USS, UZS, VUV, CHE, CHW, KRW, YER, JPY, CNY, ZMW, ZWL, PLN
metadatamap of any JSON valueFree-form data on the refund.
publishedMetadatamap of any JSON valueThe metadata as it was published to the borrower, where it has been changed since. The difference is what a dispute turns on.
customerStatementIssueDatestring (date)The issue date of the customer statement this refund is expected to appear on.
Example 2026-08-19
processingDatestring (date)When the scheme will process the refund.
Example 2026-08-19
publishedAtstring (date-time)When the refund reached the borrower's statement.
Example 2026-08-19T04:21:07Z
createdAtstring (date-time)requiredExample 2026-08-19T04:21:07Z
updatedAtstring (date-time)requiredExample 2026-08-19T04:21:07Z
{
"type": "IrfndOutcomeCreated",
"refund": {
"type": "ItxnRefundAttributes",
"refundId": "rfnd_9f2Kd8QpLzXw",
"referenceRefundId": "your-own-reference",
"status": "Authorised",
"amounts": {
"type": "ItxnRefundAmountsAttributes",
"currency": "AUD",
"amount": 1250,
"tax": 1250,
"taxType": "string"
},
"taxRate": 0.9412,
"originalAmount": {
"type": "IsoCurrencyAmount",
"minorCurrencyUnits": 1250,
"currency": "AUD"
},
"metadata": {
"yourKey": {}
},
"publishedMetadata": {
"yourKey": {}
},
"customerStatementIssueDate": "2026-08-19",
"processingDate": "2026-08-19",
"publishedAt": "2026-08-19T04:21:07Z",
"createdAt": "2026-08-19T04:21:07Z",
"updatedAt": "2026-08-19T04:21:07Z"
}
}Error responses
statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}