List external accounts
/external-accountscurl -X GET https://api.tst.au.apgpay.dev/external-accounts \
-H "Authorization: Bearer $API_KEY"Return a merchant's external accounts. The merchant is named by merchantId or the Merchant-Id header. There are never many, so the whole set comes back in one page.
Permissions
merchantFinancials:queryRequires the `query` action on `merchantFinancials` for the supplied runtime context
Query parameters
qstringSearch. Matches an external account id, the reference account id, the bank or account name, or the last four digits of the account number exactly. An id, an email address, a phone number and any value listed as matched exactly match exactly; any other term matches without regard to case from the start of a value (or of any word in it, beside a longer word of the term), or anywhere in it from three characters, every word of it somewhere; a term that matches nothing so is read again with typos tolerated. Matches come oldest first.
pageinteger (int32)Offset pagination: 1-based page number. Mutually exclusive with the cursor parameters.
startingAfterstringCursor pagination, moving forward: the id of the last item on the current page. Mutually exclusive with page.
endingBeforestringCursor pagination, moving backward: the id of the first item on the current page. Mutually exclusive with page.
limitinteger (int32)Maximum items per page.
columnsarray of XaccColumnColumns to include, in order, when asking for text/csv. Omit for all of them. Sending it with application/json is a 400.
merchantIdstringWhose accounts to read. Omit it when the Merchant-Id header names the merchant.
currencyIsoCurrencyFilter to accounts paid out in one currency.
AFNDZDARSAMDAWGAUDAZNBSDBHDTHB+156 moreShow fewer
PAB, BBD, BYR, BZD, BMD, VEF, BOB, BRL, BND, BGN, BIF, CAD, CVE, KYD, XOF, XAF, XPF, CLP, COP, KMF, CDF, BAM, NIO, CRC, HRK, CUP, CZK, GMD, DKK, MKD, DJF, STD, DOP, VND, XCD, EGP, SVC, ETB, EUR, FKP, FJD, HUF, GHS, GIP, HTG, PYG, GNF, GYD, HKD, UAH, ISK, INR, IRR, IQD, JMD, JOD, KES, PGK, LAK, KWD, MWK, AOA, MMK, GEL, LBP, ALL, HNL, SLL, LRD, LYD, SZL, LSL, MGA, MYR, MUR, MXN, MXV, MDL, MAD, MZN, BOV, NGN, ERN, NAD, NPR, ANG, ILS, TWD, NZD, BTN, KPW, NOK, PEN, MRU, PKR, MOP, TOP, CUC, UYU, PHP, GBP, BWP, QAR, GTQ, ZAR, OMR, KHR, RON, MVR, IDR, RUB, RWF, SHP, SAR, RSD, SCR, SGD, SBD, KGS, SOS, TJS, SSP, LKR, SDG, SRD, SEK, CHF, SYP, BDT, WST, TZS, KZT, TTD, MNT, TND, TRY, TMT, AED, UGX, COU, CLF, UYI, USD, USN, USS, UZS, VUV, CHE, CHW, KRW, YER, JPY, CNY, ZMW, ZWL, PLN
statusone of XaccStatus, array of XaccStatusFilter by status. Repeat the parameter to supply several.
primarybooleanFilter to the account payouts actually go to.
Responses
The response is a tagged shape: type is always "XaccPageAttributes". Switch on it; subtypes can be added, and a client that already reads it will not break.
typetype = "XaccPageAttributes"typeenumrequiredXaccViewAttributesexternalAccountIdXaccIdrequiredIdentifier of an external account.
Example xacc_9f2Kd8QpLzXw
merchantIdMchtIdrequiredIdentifier of a merchant.
Example mcht_9f2Kd8QpLzXw
referencestringThe merchant's own reference for this account. Unique per merchant, and how a merchant's own systems name it.
Example your-own-reference
accountNamestringName of the person or business that holds the account. Absent on accounts recorded before the field existed.
Example Ada Lovelace
bankNamestringName of the financial institution.
Example Ada Lovelace
routingNumberstringrequiredBank-state-branch for Australian accounts, routing number elsewhere. Blank for New Zealand.
last4stringrequiredLast four digits of the account number. The full number is never returned.
Example 4242
countrystringrequiredTwo-letter country code the account is held in.
Example AU
currencyIsoCurrencyrequiredAFNDZDARSAMDAWGAUDAZNBSDBHDTHB+156 moreShow fewer
PAB, BBD, BYR, BZD, BMD, VEF, BOB, BRL, BND, BGN, BIF, CAD, CVE, KYD, XOF, XAF, XPF, CLP, COP, KMF, CDF, BAM, NIO, CRC, HRK, CUP, CZK, GMD, DKK, MKD, DJF, STD, DOP, VND, XCD, EGP, SVC, ETB, EUR, FKP, FJD, HUF, GHS, GIP, HTG, PYG, GNF, GYD, HKD, UAH, ISK, INR, IRR, IQD, JMD, JOD, KES, PGK, LAK, KWD, MWK, AOA, MMK, GEL, LBP, ALL, HNL, SLL, LRD, LYD, SZL, LSL, MGA, MYR, MUR, MXN, MXV, MDL, MAD, MZN, BOV, NGN, ERN, NAD, NPR, ANG, ILS, TWD, NZD, BTN, KPW, NOK, PEN, MRU, PKR, MOP, TOP, CUC, UYU, PHP, GBP, BWP, QAR, GTQ, ZAR, OMR, KHR, RON, MVR, IDR, RUB, RWF, SHP, SAR, RSD, SCR, SGD, SBD, KGS, SOS, TJS, SSP, LKR, SDG, SRD, SEK, CHF, SYP, BDT, WST, TZS, KZT, TTD, MNT, TND, TRY, TMT, AED, UGX, COU, CLF, UYI, USD, USN, USS, UZS, VUV, CHE, CHW, KRW, YER, JPY, CNY, ZMW, ZWL, PLN
statusXaccStatusrequiredPendingActiveBlockedDeletedUnknownblockReasonstringWhy the account was blocked. Present only when status is Blocked, and this is what to show a merchant whose payouts have stopped.
Example Requested by the customer.
primarybooleanrequiredWhether payouts in this currency go to this account. Derived by comparing against the merchant's primary.
Example true
verifiedbooleanWhether verification succeeded. Absent where the merchant's policy does not verify accounts at all.
Example true
What the bank said about the name on the account. Present only where the merchant's policy returns it.
typeenumrequiredXaccVerificationAttributesoutcomeMchtVerificationOutcomerequiredMatchPartialMatchNoMatchAccountClosedFailedUnknownmatchedNamestringThe name the bank holds for the account, where it returned one. This is what to compare against.
Example Ada Lovelace
messagestringThe bank's own words about the match.
providerstringrequiredWhich provider was asked.
failureMessagestringWhy the verification call itself failed, as opposed to the name not matching.
verifiedAtstring (date-time)requiredWhen the bank answered.
Example 2026-08-19T04:21:07Z
createdAtstring (date-time)requiredExample 2026-08-19T04:21:07Z
updatedAtstring (date-time)requiredExample 2026-08-19T04:21:07Z
hasMorebooleanrequiredWhether further items exist after this page.
Example true
nextStartingAfterstringId to pass as startingAfter to fetch the next page. Present in cursor mode only.
totalCountinteger (int64)Total items matching the query.
Example 42
pageinteger (int32)The 1-based page returned. Present in offset mode only.
Example 1250
totalPagesinteger (int32)Total pages available. Present in offset mode only.
Example 1250
{
"type": "XaccPageAttributes",
"data": [
{
"type": "XaccViewAttributes",
"externalAccountId": "xacc_9f2Kd8QpLzXw",
"merchantId": "mcht_9f2Kd8QpLzXw",
"reference": "your-own-reference",
"accountName": "Ada Lovelace",
"bankName": "Ada Lovelace",
"routingNumber": "string",
"last4": "4242",
"country": "AU",
"currency": "AUD",
"status": "Pending",
"blockReason": "Requested by the customer.",
"primary": true,
"verified": true,
"verification": {
"type": "XaccVerificationAttributes",
"outcome": "Match",
"matchedName": "Ada Lovelace",
"message": "string",
"provider": "string",
"failureMessage": "string",
"verifiedAt": "2026-08-19T04:21:07Z"
},
"createdAt": "2026-08-19T04:21:07Z",
"updatedAt": "2026-08-19T04:21:07Z"
}
],
"hasMore": true,
"nextStartingAfter": "string",
"totalCount": 42,
"page": 1250,
"totalPages": 1250
}Error responses
statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}statusCodeinteger (int32)requiredHTTP status code for this error
errorCodestringrequiredAn APG Pay code providing a brief explanation of the underlying error. Use this if you wish to provide custom behaviour based on the error type.
messagestringrequiredHuman readable description of the error
tracerstringAn unique identifier for the request. Provide this to the support team if you wish to query a particular error.
detailstringOptional additional details for the error.
errorTypeDescriptionstringA description of the category of errors for the given statusCode.
metadataobjectOptional key value list of metadata
{
"statusCode": 100,
"errorCode": "string",
"message": "string",
"tracer": "string",
"detail": "string",
"errorTypeDescription": "string"
}